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Insurance Premium Simulation (Voluntarily and Continuously Insured Person, Special-Case Retired Person)

By entering the following information, you can simulate the premiums for the "Voluntarily and Continuously Insured Persons Medical care system" and the "Special-Case Retired Persons Medical care system".
(If you do not meet the requirements for enrollment in each system, you will not be able to enroll.)

  • * Set the conditions from the pull-down menu and click the "Calculate" button. If you change the conditions, be sure to click the "Calculate" button again.
  • * The results of the calculation will be reflected in the "health insurance premiums" and "Long-term care insurance premiums" for the Voluntarily and Continuously Insured Persons Medical care system and Special-Case Retired Persons Medical care system in the table below.
  • * Those who meet the conditions for joining the Special-Case Retired Persons Medical Care System and whose standard monthly remuneration at the time retirement is less than 280,000 yen are encouraged to also consider joining the system for Voluntarily and Continuously Insured Persons. You may also join the Special-Case Retired Persons Medical Care System after losing eligibility as a Voluntarily and Continuously Insured Person.
Date of birth
      date
Date of retirement or planned date of retirement
year   month   date
Amount of health insurance premium at the time of retirement
     * Please check your pay stub.
  • Note 1:The standard monthly remuneration during employment is subject to periodic review (updated periodically and revised as needed), so there may be a difference in the premiums at the time of simulation and at the time of eligibility for Voluntarily and Continuously Insured Person or Special-Case Retired Person insurance.
  • Note 2:Simulation is only for premiums for the year of enrollment.
    • * Depending on the time of year, premium simulation for the next fiscal year may not be available for confirmation due to unsettled premium rates and other factors.
  • Note 3:Clicking on the link below the calculation results of health insurance premiums will show you the details of the simulation for each method of premium payment, so please check when you enroll.
  Voluntarily and Continuously Insured Persons Medical care system Special-Case Retired Persons Medical care system
Membership Requirements (To check if you meet the requirements for each system, click on the "Check health insurance system" tab.)

Those who meet all conditions 1-2 below:

  • Those who have been insured for at least two full months up to the date of retirement
  • Those who apply for enrollment within 20 days from the day after their retirement date.

Those who meet all conditions 1-4 below:

  • Have a certificate of residence in Japan.
  • Are eligible to receive Old-Age Employees’ Pension benefits (including cases of accelerated receipt, delayed receipt, or payment suspension).
  • Have an insured period (as a compulsorily insured person) in the Hitachi Health Insurance Society which is either of the following:
    (1) 20 years or more
    (2) More than 10 years after age 40
    • * This excludes the period as a Voluntarily and Continuously Insured Person, which does not count as a period as a compulsorily insured person.
  • Are ineligible for the Medical Care System for the Advanced Elderly.
Health insurance premiums Uncalculated (monthly amount)
  • * The premium is determined by multiplying “the standard monthly remuneration at the time you leave your employer” by the insurance premium rate.
  • * Please note that the calculation is not based on your own income after retirement.
 24,360 yen (monthly)
  • * The premium is determined by multiplying the lower of "the standard monthly remuneration at the time of retirement" or "the average of the standard monthly remuneration of all insured persons in the Hitachi health insurance society (as of September 30 of the previous year)" by the insurance premium rate.
    The amount specified by the rules of our health insurance society is 280,000 yen.
  • * Please note that your own income will not be used in the calculation.
Long-term care insurance premium
(Applicable to those between the ages of 40 and 64)		 Uncalculated (monthly amount) Uncalculated (monthly amount)

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